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	<title>Comments on: Credit Card Fraud = I Lose (Blizzard, Bank of America)</title>
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	<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/</link>
	<description>Donkies Bloggin' for Donkies</description>
	<pubDate>Fri, 21 Nov 2008 21:16:24 +0000</pubDate>
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		<title>By: Mike</title>
		<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-80449</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Fri, 17 Oct 2008 14:34:25 +0000</pubDate>
		<guid isPermaLink="false">http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-80449</guid>
		<description>Yesterday (10/16) I found 2 charges from Blizzard Entertainment for 14.99 and put a freeze on my account. Today, 4 more charges for 14.99 appeared.

Blizzard Entertainment is mostly to blame for this kind of fraud because they accept no responsibility for their highly unethical business practices. What kind of company allows people to make multiple credit card charges without even asking who they are? They allow players to create accounts without confirming their identities in anyway. They dont even delete the accounts they know are using stolen credit card numbers.

Blizzard needs to be investigated by consumer protection immediately and if possible, their online gaming "community" needs to be shut down. 

This has gone too far. These geeks are screwing with peoples lives and their well being…and for what? A game? Shut it down now!</description>
		<content:encoded><![CDATA[<p>Yesterday (10/16) I found 2 charges from Blizzard Entertainment for 14.99 and put a freeze on my account. Today, 4 more charges for 14.99 appeared.</p>
<p>Blizzard Entertainment is mostly to blame for this kind of fraud because they accept no responsibility for their highly unethical business practices. What kind of company allows people to make multiple credit card charges without even asking who they are? They allow players to create accounts without confirming their identities in anyway. They dont even delete the accounts they know are using stolen credit card numbers.</p>
<p>Blizzard needs to be investigated by consumer protection immediately and if possible, their online gaming &#8220;community&#8221; needs to be shut down. </p>
<p>This has gone too far. These geeks are screwing with peoples lives and their well being…and for what? A game? Shut it down now!</p>
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		<title>By: E. Jonathan Gertz</title>
		<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-40137</link>
		<dc:creator>E. Jonathan Gertz</dc:creator>
		<pubDate>Thu, 24 Jul 2008 00:03:59 +0000</pubDate>
		<guid isPermaLink="false">http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-40137</guid>
		<description>I'm currently filming a documentary about Bank of America. I would like to hear from people that are willing to go on camera. You can e-mail me at ejgertz3@aol.com. The project is a 2 hour feature documentary.</description>
		<content:encoded><![CDATA[<p>I&#8217;m currently filming a documentary about Bank of America. I would like to hear from people that are willing to go on camera. You can e-mail me at <a href="mailto:ejgertz3@aol.com">ejgertz3@aol.com</a>. The project is a 2 hour feature documentary.</p>
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		<title>By: Matt</title>
		<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-36422</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Fri, 27 Jun 2008 03:54:39 +0000</pubDate>
		<guid isPermaLink="false">http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-36422</guid>
		<description>Just got hit for 41.97 on 6/20/08. Bank of America card had been stolen just previous, I got the charges removed but the account that was stolen was only for college with only 28.18 remaining in the account at the time. Got nailed with overdraft fees that Im required to pay. Any possible ways to get isp or home address of the person who charged it to play?</description>
		<content:encoded><![CDATA[<p>Just got hit for 41.97 on 6/20/08. Bank of America card had been stolen just previous, I got the charges removed but the account that was stolen was only for college with only 28.18 remaining in the account at the time. Got nailed with overdraft fees that Im required to pay. Any possible ways to get isp or home address of the person who charged it to play?</p>
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		<title>By: Mike</title>
		<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-29409</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Mon, 17 Mar 2008 02:05:41 +0000</pubDate>
		<guid isPermaLink="false">http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-29409</guid>
		<description>When i called my CC company, they were familiar with the case and knew all about it.  All it took was a 10 minute call and it was all taken care of.</description>
		<content:encoded><![CDATA[<p>When i called my CC company, they were familiar with the case and knew all about it.  All it took was a 10 minute call and it was all taken care of.</p>
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		<title>By: Scott Rippee</title>
		<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-29405</link>
		<dc:creator>Scott Rippee</dc:creator>
		<pubDate>Mon, 17 Mar 2008 01:53:55 +0000</pubDate>
		<guid isPermaLink="false">http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-29405</guid>
		<description>"Because I play World of Warcraft and have the monthly $14.99 recurring bills also on this card, Im fearing its going to go nowhere with BofA. What is highly suspicious is this is the only charge on my card that is fraudulent."

Yeah, that may make it more difficult.  It was a big deal for Bank of America if I had actually purchased anything from the company in question (Blizzard) previously.  When they thought I had because the first person I talked to didn't mark every charge they turned down my claim.  When they got it right that I was disputing every charge I finally won my claim.  It's not really fair that it should factor in whether you know of or have purchased from the company or not.

I would imagine that the Banks and credit card companies have software that can help them detect mass fraud cases like this.  So why did I have such a hard time with my claim?  Maybe they had not had as many cases with Blizzard as I suspect.</description>
		<content:encoded><![CDATA[<p>&#8220;Because I play World of Warcraft and have the monthly $14.99 recurring bills also on this card, Im fearing its going to go nowhere with BofA. What is highly suspicious is this is the only charge on my card that is fraudulent.&#8221;</p>
<p>Yeah, that may make it more difficult.  It was a big deal for Bank of America if I had actually purchased anything from the company in question (Blizzard) previously.  When they thought I had because the first person I talked to didn&#8217;t mark every charge they turned down my claim.  When they got it right that I was disputing every charge I finally won my claim.  It&#8217;s not really fair that it should factor in whether you know of or have purchased from the company or not.</p>
<p>I would imagine that the Banks and credit card companies have software that can help them detect mass fraud cases like this.  So why did I have such a hard time with my claim?  Maybe they had not had as many cases with Blizzard as I suspect.</p>
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		<title>By: Nick</title>
		<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-27796</link>
		<dc:creator>Nick</dc:creator>
		<pubDate>Sat, 01 Mar 2008 03:27:01 +0000</pubDate>
		<guid isPermaLink="false">http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-27796</guid>
		<description>Had the same thing happen to me on 2/21/08 but a hefty $77.94 from:
BLIZZARD ENT*WOW SUB 02/20 CARD

Because I play World of Warcraft and have the monthly $14.99 recurring bills also on this card, Im fearing its going to go nowhere with BofA.  What is highly suspicious is this is the only charge on my card that is fraudulent.

Despite giving Blizzard their own transaction # on my statement, they still offered no help but instead gave me this canned reply:

"I was unable to locate the 77.94 charge on the account you provided. 

Thank you for contacting the Blizzard Billing department regarding the recent charge against your credit card. If you feel that you have been fraudulently charged, please contact your credit card company to investigate this charge and inquire about further card security and fraud prevention. In the event that your card has been lost or stolen, you may wish to file a report with your local police department, as well.  Please be sure that anyone who has access to the credit card has not previously purchased our services. Any disputes may result in action against the account or alternate legal recourse. In a majority of these cases, we find that the charges are the result of a friend or family member using the credit card. If this is the case, we **may** be able to assist over the phone. While we cannot look up transaction numbers or credit card numbers directly, we may be able to locate the account(s) in question by other means, including but not limited to contact name or email."</description>
		<content:encoded><![CDATA[<p>Had the same thing happen to me on 2/21/08 but a hefty $77.94 from:<br />
BLIZZARD ENT*WOW SUB 02/20 CARD</p>
<p>Because I play World of Warcraft and have the monthly $14.99 recurring bills also on this card, Im fearing its going to go nowhere with BofA.  What is highly suspicious is this is the only charge on my card that is fraudulent.</p>
<p>Despite giving Blizzard their own transaction # on my statement, they still offered no help but instead gave me this canned reply:</p>
<p>&#8220;I was unable to locate the 77.94 charge on the account you provided. </p>
<p>Thank you for contacting the Blizzard Billing department regarding the recent charge against your credit card. If you feel that you have been fraudulently charged, please contact your credit card company to investigate this charge and inquire about further card security and fraud prevention. In the event that your card has been lost or stolen, you may wish to file a report with your local police department, as well.  Please be sure that anyone who has access to the credit card has not previously purchased our services. Any disputes may result in action against the account or alternate legal recourse. In a majority of these cases, we find that the charges are the result of a friend or family member using the credit card. If this is the case, we **may** be able to assist over the phone. While we cannot look up transaction numbers or credit card numbers directly, we may be able to locate the account(s) in question by other means, including but not limited to contact name or email.&#8221;</p>
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		<title>By: Mike</title>
		<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-19334</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Thu, 15 Nov 2007 01:39:16 +0000</pubDate>
		<guid isPermaLink="false">http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-19334</guid>
		<description>I've never used that website at all.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve never used that website at all.</p>
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		<title>By: DK</title>
		<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-19317</link>
		<dc:creator>DK</dc:creator>
		<pubDate>Wed, 14 Nov 2007 22:05:17 +0000</pubDate>
		<guid isPermaLink="false">http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-19317</guid>
		<description>I tracked down the source of the credit card theft. www.recreationconnection.com was the culprit. Someone hacked into their website and stole all (or some) of the credit cards used through this site to purchase tickets. I had bought tickets through my employer from this site.

Did any of you guys used the site?</description>
		<content:encoded><![CDATA[<p>I tracked down the source of the credit card theft. <a href="http://www.recreationconnection.com" rel="nofollow">http://www.recreationconnection.com</a> was the culprit. Someone hacked into their website and stole all (or some) of the credit cards used through this site to purchase tickets. I had bought tickets through my employer from this site.</p>
<p>Did any of you guys used the site?</p>
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		<title>By: KC</title>
		<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-19278</link>
		<dc:creator>KC</dc:creator>
		<pubDate>Wed, 14 Nov 2007 18:32:28 +0000</pubDate>
		<guid isPermaLink="false">http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-19278</guid>
		<description>If you read the forum posts that the link above goes to it explains a lot.  This is becoming huge and is hitting people all over.  It is suspected that hackers from Russia, China etc. are involved in a scheme called gold mining.  I don't know how they end up getting money? Some think they use these initial small charges to validate credit card numbers and then they throw in big purchases directly to them once they see they are not detected by someone.  My credit union immediately credited us, and is investigating the issue.  Same deal, about $80 in 3 small amounts for BLIZZARD-ENT*DWNLO  If you push your bank should back you up, and as someone else stated, should be max of $50.

Also, we cancelled the card immediately and had a new one issued.  To the guy who made previous Blizzard purchases- you are going to have a harder case to build.  I don't think your previous purchase from Blizzard had anything to do with you getting hit.  You just happened to buy some legit things from them before you were hit.  Good luck.</description>
		<content:encoded><![CDATA[<p>If you read the forum posts that the link above goes to it explains a lot.  This is becoming huge and is hitting people all over.  It is suspected that hackers from Russia, China etc. are involved in a scheme called gold mining.  I don&#8217;t know how they end up getting money? Some think they use these initial small charges to validate credit card numbers and then they throw in big purchases directly to them once they see they are not detected by someone.  My credit union immediately credited us, and is investigating the issue.  Same deal, about $80 in 3 small amounts for BLIZZARD-ENT*DWNLO  If you push your bank should back you up, and as someone else stated, should be max of $50.</p>
<p>Also, we cancelled the card immediately and had a new one issued.  To the guy who made previous Blizzard purchases- you are going to have a harder case to build.  I don&#8217;t think your previous purchase from Blizzard had anything to do with you getting hit.  You just happened to buy some legit things from them before you were hit.  Good luck.</p>
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		<title>By: vicky</title>
		<link>http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-14450</link>
		<dc:creator>vicky</dc:creator>
		<pubDate>Fri, 24 Aug 2007 01:36:34 +0000</pubDate>
		<guid isPermaLink="false">http://fatpenguinblog.com/scott-rippee/credit-card-fraud-i-lose/#comment-14450</guid>
		<description>found this thread by googling "nc soft", as my debit card had 4 charges, all to NC SOFT 512 2256359NY.  called my card issuer, citizensbank, who were already on it and had put a hold on my card.  have to wait a week for a new card, but was assured that i am NOT responsible for the charges.   yay, citizens!  and booooo, BoA!

my question is... why isn't the media all over this?  found numerous hits on the internet re blizzard &#38; nc soft fraud, but haven't heard anything on the news.</description>
		<content:encoded><![CDATA[<p>found this thread by googling &#8220;nc soft&#8221;, as my debit card had 4 charges, all to NC SOFT 512 2256359NY.  called my card issuer, citizensbank, who were already on it and had put a hold on my card.  have to wait a week for a new card, but was assured that i am NOT responsible for the charges.   yay, citizens!  and booooo, BoA!</p>
<p>my question is&#8230; why isn&#8217;t the media all over this?  found numerous hits on the internet re blizzard &amp; nc soft fraud, but haven&#8217;t heard anything on the news.</p>
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